欢迎来到51Due,请先 | 注册
关注我们: 51due论文代写二维码 51due论文代写平台微博
英国论文代写,英国essay代写知名品牌微信

Essay代写范文

为您解决留学中生活、学习、工作的困难、疑惑
释放自我

essay代写-Financial risk prevention under the new normal

2018-07-10 | 来源:51due教员组 | 类别:Essay代写范文

本篇essay代写- Financial risk prevention under the new normal讨论了新常态下的金融风险防范。在经济发展新常态的经济发展背景之下,金融风险在原有的风险之上又显现出了新的风险。因此,在新常态下,加强金融风险防范是极其重要的,做好区域性、系统性的金融风险防范与监控工作是新常态下金融发展的关键。本篇essay代写51due代写平台整理,供大家从参考阅读。

Financial risk prevention,金融风险防范,essay代写,代写,paper代写

Under the influence of social and economic rapid development in our country, the financial industry gradually entered the development stage of the new normal, overall characteristics mainly for financial development, financial structure, financial innovation and financial risk control four aspects of the new normal. Under such economic background, the development of the financial industry has also led to greater risks and more problems for the financial industry. Therefore, under the new normal, it is extremely important to strengthen financial risk prevention. Regional and systematic financial risk prevention and control work is the key to China's financial development under the new normal.

Under the economic development background of the new normal of economic development, financial risks show new risks on top of the original risks. Overall, the current risks to the financial sector are mainly regional and systemic.

Regional financial risks mainly include the risks of overcapacity, local debt and real estate market. Overcapacity risk mainly by some take up a lot of money is not reasonable use of the risks of enterprises, they are high consumption, increase the rate of bad debts, increase the bad assets of bank industry, cause enterprise financing difficulties, and so on and so forth, money fracture is hit to the development of the financial sector. Local debt risk is due to the local debt in countries outside the government's budget, finance and financing platform of local government, financial institutions, loans and other cooperation platform, if one of the links out of the question, there will be a chain reaction, which in turn into a systemic financial risk. And real estate market risk is the current real estate market as a whole is in a state of supply exceeds demand, real estate sales in the doldrums, the real estate after takes up a lot of money but falling sales, it brings to the Banks, financial institutions, huge asset risk. What is more, the real estate market risk affects not only the development of the financial industry, but also the overall development of China's social economy.

Under the new normal development of the economy, systemic financial risks are mainly manifested in the credit risk of Banks and the credit risk of shadow Banks. In recent years, with the development of the economy, the amount of loans has gradually increased, and there have been many bad loans. The increase in the amount of bad loans makes the bank credit in the high-energy risk early warning. In recent years, on the other hand, the development of the shadow banking scale expands gradually, but because of the financial supervision does not reach the designated position, shadow banking risk is more and more obvious, the risk probability is much higher than commercial Banks. Once a financial crisis occurs in shadow banking, it will lead to asset bubbles and break the capital chain, which will lead to economic chain reaction.

As the above analysis, under the current background of the new normal social and economic development, the financial industry is facing from two aspects of regional and systemic risk, so to strengthen the financial risk prevention is very important. Next, it will provide several strategic measures for financial risk prevention under the new normal for the reference of financial industry managers to promote the construction and improvement of financial risk prevention mechanism.

The first strategy is to establish a sound risk prevention system. A sound financial risk prevention system is the guarantee and basis for financial risk prevention. It is necessary to establish various standards and improve their contents within the framework of financial risk prevention system. We will also formulate and improve relevant laws and regulations to prevent financial institutions from taking advantage of legal loopholes to cause irreparable losses. The second strategy is to strengthen financial risk prevention in key areas. Due to the real estate industry, overcapacity enterprises, local government is the major areas of financial risk, so must strengthen risk supervision of the several industry sectors, highlighting its role. For the real estate industry, the government can adjust the housing loan policy and introduce policies to solve the housing problem of households. For enterprises with excess production capacity, perfect production standards and systems should be established to promote enterprises to make rational use of resources and capital. For local governments, we need to standardize their debt management mechanisms and optimize their loan results. In addition, measures should be taken to actively respond to and control financial risks in other key areas. The third strategy is to speed up financial infrastructure. Financial infrastructure construction to improve the ability of financial risk prevention and control has an important role, so in the financial reform and innovation to increase capital investment, the introduction of high-tech to improve infrastructure construction, strengthen the infrastructure of the weak link, so as to ensure the steady development of financial industry. The fourth strategy is to increase shadow banking regulation. As previously mentioned the shadow banking risk is one of the main risks facing the financial industry, so must strengthen the supervision, which requires shadow Banks improve early warning and analysis ability, establish and improve the risk prevention and compensation mechanism, to use modern information technology to establish a credit database, data analysis, try to reduce financial risk. The regulatory authorities should also step up supervision of their internal systems, mechanisms and financial risks and establish a sound regulatory system, so as to promote the development of shadow banking and reduce its risks.

In a word, as China's economic development enters the new normal development stage, China's economy has been in the development structure of structural adjustment and steady growth for a long time. Therefore, it is of great significance to strengthen financial risk prevention in the context of the development of the new normal economy. From the perspective of the development of the financial industry itself, strengthening financial risk prevention can improve the overall level of financial capital supervision and effectively implement financial risk judgment and prevention. In addition, strengthening financial risk prevention can guarantee the sound development of financial institutions to a certain extent and maximize economic benefits. Strengthening financial risk prevention can also provide strategic support for the development of the financial industry and guarantee the scientific operation and decision-making. From the perspective of social development, financial risk prevention is conducive to the rational allocation of various social resources and the healthy and sustainable development of social economy. It can eliminate the unharmonious factors in social development to a certain extent. It can also provide support for the smooth development of social economy and the adjustment of industrial structure. And, on the basis of preventing financial risks, we will accelerate reform of the financial industry system innovation, and combined with the socialist market economy, to the development of social and economic development to build a good atmosphere, the will to a certain extent, to promote the sustained and healthy development of the socialist market economy.

要想成绩好,英国论文得写好,51due代写平台为你提供英国留学资讯,专业辅导,还为你提供专业英国essay代写,paper代写report代写,需要找论文代写的话快来联系我们51due工作客服QQ800020041或者wechatAbby0900吧。

我们的优势

  • 05年成立,已帮助上万人
  • 24小时专业客服
  • 团队成员都毕业于全球著名高校
  • 保证原创,支持检测

英国站